Experian | Preapproved Credit offers


	Member login Small business Experian plc Contact us Privacy Site map
	Search for:


		Credit educationProducts Disputes

	Credit education home

	Credit reporting

	Credit scores

	Preventing fraud

	Life events and credit

	Ask Max credit advice

	Preapproved credit offers
Mailing lists and preapproved offers
Opt out

	Frequently asked questions

	Glossary of credit terms

Find out how your name gets on a mailing list, and why you receive certain offers.

	Mailing lists and preapproved credit

Today, most companies develop a description of their ideal customers and then tailor unique sales offers to fit those customers’ needs. This approach is called target marketing.

The three ways your name gets on a mailing list

How your consumer rights are protected

	Opting out

As a consumer, you may choose to exclude your name from consumer reporting agency lists for unsolicited credit and insurance offers. This option is called opting out.