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Credit Card Verification
Prevent credit card fraud with an innovative authentication tool

Credit Card Verification confirms whether your customer is authorized to use a credit card account. It authenticates the user’s link to the card in real time to avoid transaction processing delays and potential fraud. Credit Card Verification is the only tool that verifies a complete credit card number against a consumer’s full name and address.

Credit Card Verification adds confidence to your balance transfers and online transactions:

  • Verifies that account information is accurate
  • Reduces fraudulent transactions
  • Increases the number of profitable transactions
  • Lowers costs for manual verification

Reduce fraudulent balance transfers

Credit Card Verification ensures that a balance transfer request is legitimate and that the account receiving funds actually belongs to the person requesting the balance transfer.

Increase online sales and profits

Credit Card Verification allows you to process transactions fast, in real time and behind the scenes while the customer is on your site. Verification protects both you and your customers, giving them confidence when shopping on your Web site. Quickly determine the status, limit and balance of an account and verify that account against an inquiry name and address.

Reduce charge-backs and fraudulent transactions

Fraud risk can be reduced significantly by verifying that customers are using authorized credit cards. This service uses data from Experian’s powerful File OneS(M) database, which contains information on more than 215 million credit-active consumers.

Features

Verifies full account number

Credit Card Verification checks our powerful databases using the full account number to ensure credit card validity.

Flags questionable transactions

Provides potential fraud alerts in addition to one of seven match codes: full match, partial match, no match, account closed, card lost or stolen, no record or security alert, and invalid card number.

Identifies other potential fraud indicators

Get additional fraud alerts such as recent change of address information, high-risk addresses and other potential identity theft activity indicators.

To find out more about Credit Card Verification, contact your local Experian sales representative or call 888 414 1120.


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For more information, please contact us at 888 414 1120.
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