Experian | Credit Migration Solutions(SM) for portfolio management

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Credit Migration Solutions for portfolio management

Retain and expand customer relationships

Proactively identify significant changes in consumers’ credit profiles that can help you manage risk, retention and cross-sell opportunities. Our new solution provides weekly, monthly or quarterly migration data that can be delivered through two platforms – batch and daily triggers.

Maximize customer relationships

With this new business intelligence, you can implement your credit strategies immediately to maximize customer relationships while limiting risk. By knowing when a customer’s credit score or utilization increases or decreases to specific thresholds, you’ll be able to make a timely offer, change the credit limit or take other appropriate action.

Cut costs and increase profits

Cross-sell existing relationships more effectively by knowing when the consumer’s credit behavior changes – empowering you to make the right offer at the right time
Retain and expand relationships with profitable customers by understanding changes in their spending patterns and when they are shopping for credit
Minimize risk exposure by knowing when customers slip to new risk thresholds

	Features

Portfolio Data Migration^SM – Batch delivery

Retain and grow your profitable customers while protecting your portfolio from those who are at risk. Get targeted information about your customers based on key migration thresholds that you define.

Portfolio Migration Triggers^SM – Notification Services delivery

Helps you strengthen and expand customer relationships as well as spot credit problems before they impact profits. The periodic migration data, when generated, can be delivered with risk, retention and cross-sell daily triggers files. You can even integrate the migration data with your defined hierarchies and cool-off periods, providing the ultimate in flexibility.

Industry’s most sophisticated credit-marketing platform

Experian’s new Customer Prospecting and Portfolio Services (CPPS) system provides:

Fresher data
Faster processing
More robust analysis
Greater decisioning flexibility

Flexible output delivery options

Credit migration output can be delivered directly from the CPPS system or delivered through our Notification Services daily triggering platform, a unique capability that provides an additional level of convenience and flexibility.

To find out more about this solution, contact your local Experian sales representative or call 888 414 1120.