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Vista
Vista® is a powerful account management service especially for small business credit grantors. Vista is a batch scoring process that takes a portfolio and produces a highly predictive Vista risk score and other valuable credit, demographic and public record information on both the business and business proprietor.

Industry specific model using business and proprietor information

This business and consumer information enables you to make smarter decisions about your customers. Because Vista is a blended model, using commercial and consumer information, it has more information to help determine risk, and is more predictive than consumer or commercial only models.

Save time and money

Using Vista can help streamline annual reviews. It can identify accounts that have become delinquent and enable prioritization and improvement of collection efforts. It can help automate decisions, freeing up time to focus on higher profile accounts.

Information for informed decisioning

Vista provides a risk score, and other valuable information to help determine risk. It returns business and consumer information such as number of accounts, payment behavior, derogatory incidents, consumer risk score and up to four adverse action reasons.

Features

Blended score advantage

Multiple internal validations, as well as client case studies, have shown Vista to be superior to commercial only models as well as competitors' models.

Objective risk score

A modeled risk score can be used as a quick way of assessing risk of a business because the score factors in many variables that influence the risk of a business, including payment information, number of tradelines, balance, derogatory items, etc. A score is objective and reliable across time, and provides a relative measure of the risk of all the accounts in a portfolio.

*Vista® is a product sold jointly by Experian and Fair Isaac Corporation. Vista is a registered trademark of Fair Isaac Corporation

For more information on this product, please contact us at 800 520 1221.


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For more information, please contact us at 800 520 1221.
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